A New York man who discovered that millions of dollars had mysteriously appeared in his bank account, and withdrew more than $2 million, has been arrested on charges of grand larceny. Benjamin Lovell, 48, pleaded innocent on Tuesday to charges that he withdrew money from a Commerce Bank account that had been opened by someone else. The account belonged to Woodlawn Trustees Inc, a Delaware property management company, and was listed under the name of its finance director, also named Benjamin Lovell. Lovell is being held on $3 million bail. He faces up to 25 years behind bars if convicted.